My goodness, how time flies!!  What a year, 2017, was for me!  So much going on and my blogs got pushed to the side.

The greatest news was that my son got married.  There was so much to prepare and this young couple took it upon themselves to do most of the work.  I thank them for that.  It sure was a lesson to them on what goes into the preparations.  Of course, my husband and I were there to help in all aspects but only when asked.  It went off without a hitch!  Or at least, nothing anyone noticed.  Beautiful ceremony, beautiful couple.  Now, they have started their new adventure together.  There are so many great things for them to experience.  Love them both and wishing them a lifetime of happiness.

I started out the year getting my husband to finally agree that it was time for us to downsize.  We never really had a huge home but it was enough for us.  The yard work was getting tedious as my husband loves to golf as much as he can and I work most weekends.  I have to admit, I was tired of climbing stairs.  We started by de-cluttering and what a task that became.  We cleaned it up and made sure the home was in tip top shape to get on the market.  We were very fortunate that we sold very quickly (such was the market last year before March 2017).  Then came the real work.  De-cluttering is not as easy as everyone
thinks it is.  We had been in that home for almost 30 years.  All our memories were there and boxes and boxes of 'stuff' that we were hanging on to for our kids.  We started one room at a time and donated/sold/threw out what we couldn't sell and donate.  The house got emptier by the week and when we finally found our future home we were able to start to bring what we were going to keep to the new place. Yes, we found a place to live before the old house closed.

Not having moved in such a long time I was more concerned about my husband adapting to the change.  Yes, we are in a condo.  Beautiful place.  We have everything on one floor and all the rooms that we need.  Size is perfect.  Lots of light.  Beautiful views.  Balcony to enjoy the summer breezes.  All amenities.  My windows get cleaned by someone else.  I just have to do the inside.  I don't have to shovel the driveway.  My car is not cold in the winter mornings.

It didn't take long, but hubby is now adapted to this lifestyle.  We both have said: "We should have done this a few years ago".  I have many clients, and friends, that I can now explain to them how easy this life can be.  Enjoy your life.  Once the kids have left, it is time for us to think a little bit of ourselves. 

This past winter as I drove around and watched older homeowners trying to shovel their driveways, I often wonder why they don't think about moving.  Yes, I still get out and help a few in my travels.      Also, having gone through this process, I can truly appreciate the anxiety many of you feel.  Let me help you alleviate some of the worry.  It's the best experience that I can offer to Buyers and Sellers.

Here I am in my home office (yes, my condo has an office space for me) and look out the window as I write this.  I can't believe it will be a year in another month that I sold the house.  And in April it will be a year that we are in our new home. 

There were a few very sad moments in my life, but everyone has those and I coped with them.  This is a happy blog.  No one can take the memories of 2017 away from me.  Life goes on!

Until next time! 

Betty
416 427 1875

Well, folks!  It's that time of year once again.  Summer 2017, such as it was, is coming to an end and we can get back to our regular routines that we put on the back burner while we enjoy summer vacations and backyard BBQ's, and patio parties.  As I drive around I see High School grads walking around smiling.  Their future is right in front of them and the doors are starting to open up.  I often wonder where are they going?
 
These young adults worked so hard for four/five years for this special moment.  We, as parents, must now let them fly.  We've instilled about as much knowledge about the world that we could.  Now, it's up to them.  If we could, we would like to have you closer to home so that if there is something we would help with, we don't have far to go.  But if they're too close, we won't let them 'figure' it out on their own.  If you decide to go further away from home for work or studies, open your wings and fly.  Know that you are loved and thought of every minute of every day.

These young people are the future. They are the ones that are willing to take chances. They are the ones that will be heads of companies and leaders of the world. As I look at them, I wonder - when did I get older.

I remember my daughter and son finishing elementary school. Then four years of secondary just flew by. It was like yesterday when I dropped my daughter off for first year university. The dorm room was 'cozy'. She had the basic necessities. She needed no more. She would tell me about the Friday nite movie nights - she was the only one in her quad with a small tv. Someone would bring the popcorn. Someone would bring the 'refreshments'. What a great group of co-ed roomies she had.  This is something I am now passing on to those who are getting ready to leave their nest.  My son stayed closer to home and commuted to University.

So, CONGRATULATIONS, to all who have passed through the hallowed halls of their post-secondary institutions. May I wish all of you the strength to face what is yet to come! Know that you have the support of your families to continue your journey. You can depend on the friendships that you have developed in these few short years.

Betty Bartusevicius
416 427 1875

Two Years Into My Journey

Yes, folks...it's been 2 full years of exercise, healthy eating, and positive thoughts.  The exercise has

not been difficult once I set a commitment.  The healthy eating has also been pretty easy.  I can now tell people that I really don't like pasta and sweets.  I don't eat junk or processed food.  Yes, there have been times when this was questioned.  Well, there have been times when I was hungry and I didn't pack something to eat while I worked that I stopped and got a bag of salted peanuts or even a sandwich.  Eating the inside of a sandwich when you drive is kind of tricky to manage so I end up eating the bread.

What has changed in my "Food" side of my changes:
I started eating much smarter.  I have added more protein - including lean meats and fish (something I thought was not necessary and caused weight gain)  I don't focus on calorie counting anymore but I try not to eat 'empty' calories.  My carbs come from vegetables and my sugar comes from fresh fruit.  Do I enjoy a treat once in a while?  A resounding, YES!!!  But it has become extremely limited as I don't want to consume empty calories that will contradict everything that I have done to get rid of them out of my diet.  So when there is a blue moon, I may have a small treat!  LOL  Another BIG one for me was - it is not the number on the scales that matter.  I most certainly have to thank a special someone who has gotten me out of that (he know who he is but does not want to be mentioned).

The positive thoughts are still a work in progress.  We all have 'those' days when we are not happy or we are looking for someone just to let us vent.  I try to be positive most days and it starts with a great morning workout.  That gets all my happy endorphins working full speed.  Monday is the day that sets the tone for the rest of the week.  (Yes, I am quoting my Personal Trainer who reminds me of this often)  If I start out great on Monday, the rest of the week is easy peezie.   When I'm not my 'happy' self...I have learned of a strategy that works for me.  I won't share it because you have to develop your own.

I will share what has become a habit about my exercise routine:
I do go to the gym 7 days a week.  That is my choice.  I have a set program that has been developed with the help of my Personal Trainer and his knowledge how to change things up has been extremely helpful.  Here it is:  elliptical machine, weight training, I play squash (and now I have added tennis thanks to a young lady that has got me playing this), and then my 10,000 steps every day.  Do I do that many steps EVERY day?  No, but on the average it's about 8,500.   When I go to the gym I am there for, at least, an hour.

I can finally see the light at the end of the tunnel!  Yes, there it is.  I do know that this will be the most difficult of all.  Once the weight loss has been achieved, I will continue to tone and make sure that the life style that I have chosen is so inbred into my brain that there will be no more going back to the way it was. 

I have learned that weight loss isn't all about dieting or exercise.  It's the combination of both.  I have
been told by a few people that I have met that I have influenced them into starting their own journey.  Remember the first thing is just to start...but getting the advice from a Personal Trainer, a professional who will help you get to a healthy lifestyle.  He/she will see improvements before you do!

Don't give up or be impatient with the process.   This is not an overnight fix!  Also, and most important, you have GOT TO WANT TO DO IT AND TO COMMIT!!!  No one is going to do it for you.  Don't compare yourself to anyone else around you.

I'm almost at the point where I am kind of proud of my accomplishments.  I DID commit and followed (sometimes kicking and screaming and using unladylike words) instruction.  I know I say it often...Thank you to my Personal Trainer.  No, he didn't do the work but he has led the way.  Just an aside - I still will not get my picture taken.  Not yet!!

I continue to wish all of you luck with your journey.  It certainly has not been as easy as everyone thinks it is.  But, if I can persevere, so can you!!!  DON'T GIVE UP!!!!  No more excuses!!!  If you truly want to change how you look and how you feel, then do something...anything.  Don't take on more than you can as this can sabotage what you are trying to achieve...hire a Professional Trainer...this is what they do!  It doesn't matter what other people think how you look, get past it!!!  You will be smiling and enjoying yourself before you know it!  I still try to blend into the woodwork and not stand out in the crowd.  But this is MY choice.

Again, this is just for something different.  I'm not just a Realtor, but I do enjoy life outside my job.

Until next time...


Betty
416 427 1875

Spring Landscaping

Once the first official frost is no longer a threat, don’t you just want to run out into your yard and start spring landscaping? All winter long the excuse of it being too cold, or everything is covered with snow is no longer an issue. Now that spring is here, gardening, landscaping and increasing your curb appeal is on most people’s minds.

Plan out your strategy for your landscaping in advance. Are you going to break it up in phases, or are you going to hire a landscape professional to help you plan? Ask for guidance from your local nursery or neighbors who have beautiful landscaping! They can probably give you as good of advice as a professional. Once you know what type of plants you’d like at your home, map out, or stake out the area in which your plants will be planted. Estimate enough room for pedestrians walking around, as well as growth and future maintenance of your landscaping. Ensure walkways will have safe areas for footing, and tall plants will not obstruct view lines from inside your home.

Unlike a paint color in your home, once it’s up you’re done, landscaping requires maintenance and care. From pulling weeds, watering and pruning, to occasional replacement of dead plants, etc… Once again, plan what plants will suit your maintenance schedule. Consider hiring a professional gardener or lawn service to take care of your yard if necessary.

Landscaping your outdoor home is one of the joys of springtime, which many people look forward to. You will be surprised how much you enjoy your landscaping once you have planned it in advance. Go ahead, get going, before you know it, summer will be here!

Spring Clean Up typically includes:

• Cleaning up debris, such as leaves and papers from the yard
• Cultivating, weeding, and tilling the soil of flower beds and gardens
• Re-edging flower beds and gardens
• Trimming of plants and shrubs where necessary

Are you looking for a pool for the summer? There are homes out there with oasis backyards. Let me show them to you. Are you looking for a starter home? Yup, I can find that for you too!

Just a few ideas. Remember, if you are thinking of selling your house this year, the outside is just as important as the inside. Buyers will make a decision within 15 seconds of arriving at your property as to whether they even want to see it. Also, if it shows nicely outside it will sell quicker and the profits will be higher.

The latest Market Watch is available on line. You can get a hard copy at any time, but let's save a tree or 2. What other questions do you have at this time? Feel free to phone or text me directly at 416 427 1875 with all your Real Estate questions. I'll be happy to assist you.

Let's hope that Spring is now closer than ever.

I look forward to hearing from you.

Betty Bartusevicius, Sales Representative  ASA
RE/MAX Realty Specialists Inc., Brokerage
OFFICE:  905 828 3434  ~  DIRECT: 416 427 1875
EMAIL: betty@bettybart.com

WEB SITE: www.bettybart.com
not intended to solicit buyers or sellers under brokerage contract

Home Maintenance

Congratulations! You’ve purchased a new home and are all moved in! There’s been a lot to take care of, like emptying boxes, loading up cabinets and drawers, and maybe even painting and decorating, but here are a few around-the-house tasks you may not have thought of that need to get done.

The secret to a well maintained home is to start early. Now, don't get nervous, it's not all work, work, work. Doing your home maintenance bit by bit is a great way to accomplish it all, but over time so that there's plenty of room for relaxing too. Also, preventative maintenance now, will reduce the liklihood of unwlecome (many times costly) surprises down the road.

What to do when you first move in!

Change the locks, reprogram garage door opener codes, and check that all window locks operate properly. If there's a security system, learn how it operates and sign up for any maintenance or monitoring plans that that yours requires.  At least re-key the locks for the all outside doors if changing the locks is not on your agenda.  This should be planned prior to the day you get your keys so that you can feel truly safe in your new home!

Locate emergency shut offs. Know how to shut off the power, water, and gas in your home.   If the cold weather is settling in, make sure your outside water taps are shut off and drained.

Have a "fix it" kit. Get a toolbox and stock it with all your frequently used home repair tools and supplies and a first aid kit. 

Change the batteries in smoke alarms and CO monitors. 

Check pilot lights - in your fireplace and/or gas stove.

A Few Days/Weeks Later:

Perform necessary seasonal maintenance. Do this when you have time. 

Change filters in you furnace.

Address items that need attention that were mentioned in your home inpsection report.  If something on this list can wait and do in time, then do so.  Like I said earlier, it's not all 'work, work, work'.

Well, welcome to Home Ownership.  Remember, keep up with little repairs and it won't be so daunting.  Enjoy your home!  Getting yourself settled will take a few months and don't be surprised if a year from now, you are still changing things around.  There will come a day when you want to paint and put your finishing touches on your new home.  ABSOLUTELY!!!  If  you need some help, I can arrange for a home stager to come in and talk to you about decorating and give you some ideas.
It's these little things that I will help you with that makes me stand out!  I will keep in touch!

If you're a First Time Home Buyer, or a seasoned home owner, feel free to give me a call and let's chat.  Call be directly at 416 427 1875.  I have enough patience and passion in working with Clients in Real Estate to go around.  I truly love what I do!

Betty Bartusevicius, Sales Representative
RE/MAX Realty Specialists Inc., Brokerage
905 828 3434
FINE HOMES IN 905
416 427 1875
betty@bettybart.com
www.bettybart.com

PERSISTENT AND PATIENT IN DELIVERING RESULTS!!  ALL REFERRALS ARE GREATLY APPRECIATED

not intended to solicit buyers or sellers under brokerage contract

Sept 11 Betty's Pics Of The Week In Lorne Park

Prestigious Lorne Park is located east of Clarkson, south of Erindale, west of Port Credit and the Credit River, and north of Lake Ontario. The area is noted as mainly residential. 

The principal streets and roads in Lorne Park are Lakeshore Road and Lorne Park Road. The QEW (Queen Elizabeth Way) is the northern border of the neighbourhood.

My web site is a sought after resource for the weekly postings of available Lorne Park properties.  By accessing Betty's Pic of the Week and signing up for the instantly downloadable report with correct contact information, you can receive up to date information of some of the homes that are available in this elegant community.

Here is a list of Homes for Sale in the Lorne Park Community of Mississauga.   I will be updating this list on a regular basis, so please feel free to come back several times and see what's new.

Click here to view Properties of Interest

With just a click of a button, you can get a free market evaluation for Lorne Park, Mississauga or Oakville.  Now, wasn't that easy?  My phone is charged up and I’m ready for your call.

Betty Bartusevicius, Sales Representative ASA
Re/Max Realty Specialists Inc., Brokerage
Fine Homes In Nine Oh Five
Office: 905-828-3434
Direct/Text: 416-427-1875
Email: betty@bettybart.com
Web Site: http://www.bettybart.com
Toll Free: 1 866 838 3434

PERSISTENT AND PATIENT IN DELIVERING RESULTS!!  ALL REFERRALS ARE GREATLY APPRECIATED

this is not intended to solicit buyers or sellers under brokerage contract

Are You Ready For The Fall Real Estate Market

Now that the Fall Market is just around the corner, are you ready?  This is the second busiest time of the year to sell or purchase a home!

If you have any questions about the Real Estate Market, feel free to read the most recent Market Watch here.  Save a tree and read it on line.  After you've finished, and you have questions, feel free to call me directly at 416 427 1875.

To be ready, you're finances should be in order.  You should have your questions answered about Mortgages.  How much can you afford?  Find out BEFORE you head out the door with your Realtor so you don't look at homes that you cannot afford.

What are the Mortgage Rates?  Depends who you talk to.  Let me connect you with a wonderful Mortgage Specialist that will provide you with the information that you need.

Now, get out and enjoy the last couple of weeks of summer.  My phone is charged up and my pencils are sharpened.  If you see my sign for an open house on any given weekend, come on in and say hello!

Betty Bartusevicius, Sales Representative  ASA
RE/MAX Realty Specialists Inc., Brokerage
OFFICE: 905 828 3434
DIRECT: 416 427 1875
EMAIL: betty@bettybart.com
WEB SITE: www.bettybart.com

not intended to solicit buyers or sellers currently under brokerage contract

July 9th Betty's Pic Of The Week Lorne Park

Lorne Park is located east of Clarkson, south of Erindale, west of Port Credit and the Credit River, and north of Lake Ontario. The area is noted as mainly residential. 

The principal streets and roads in Lorne Park are Lakeshore Road and Lorne Park Road. The QEW (Queen Elizabeth Way) is the northern border of the neighbourhood.

My web site is a sought after resource for the weekly postings of available Lorne Park properties.  By accessing Betty's Pic of the Week and signing up for the instantly downloadable report, you can receive up to date information of some of the homes that are available in this elegant community.

Here is a list of Homes for Sale in the Lorne Park Community of Mississauga.   I will be updating this list on a regular basis, so please feel free to come back several times and see what's new.

Clickhere to view Properties of Interest

At any time, please feel free to call me directly at 416 427 1875 for more updated activity in this elegant community.  My phone is charged up and I’m waiting for your call.

Betty

Betty Bartusevicius, Sales Representative ASA

Re/Max Realty Specialists Inc., Brokerage

Fine Homes In Nine Oh Five

Office: 905-828-3434

Direct: 416-427-1875

Email: betty@bettybart.com

PERSISTENT AND PATIENT IN DELIVERING RESULTS!! ALL REFERRALS ARE GREATLY APPRECIATED

this is not intended to solicit buyers or sellers under brokerage contract

Betty's Pic Of The Week Lorne Park Oct 10

Prestigious Lorne Park is located east of Clarkson, south of Erindale, west of Port Credit and the Credit River, and north of Lake Ontario. The area is noted as mainly residential.


My web site is a sought after resource for the weekly postings of available Lorne Park properties. By accessing Betty's Pic of the Week and signing up for the instantly downloadable report, you can receive up to date information of some of the homes that are available in this elegant community.

Here is a list of Homes for Sale in the Lorne Park Community of Mississauga. I will be updating this list on a regular basis, so please feel free to come back several times and see what's new.

Click here to view Properties of Interest

There are more homes that are available. Do you know someone who is thinking of selling? Give them my information and have them call me directly at 416 427 1875. Do you know someone who wants to move into the neighbourhood? Let me provide them with my personal touch!!!  I am also including an up to date Market Watch.

Betty Bartusevicius, Sales Representative
Accredited Senior Agent
Re/Max Realty Specialists Inc., Brokerage
Fine Homes In Nine Oh Five
Office: 905-828-3434
Direct: 416-427-1875
Email: betty@bettybart.com
Web Site: http://www.bettybart.com/

PERSISTENT IN ACHIEVING RESULTS!! ALL REFERRALS ARE GREATLY APPRECIATED

this is not intended to solicit buyers or sellers under brokerage contract

Housing Market News

Well, here we go again. I had sent my monthly newsletter to my clients for the month of August stating that there was a hiccup in the financial market. Yes, there was and most of my clients, as probably everyone else's, locked their wallets and checkbooks up in a vault. Didn't throw away the key, but... Now, things were better last week and some have decided to get back into looking for and purchasing a home.

Great. What do I see in the paper this morning? "Eager Buyers Keep Housing Hot". Isn't that the truth? Yes, there are buyers out there but a hugely depleted inventory of homes for sale. Multiple offers...big time. I just went through this with a buyer. 8 offers on a link home in Mississauga. We went in with an extremely fair offer, but alas, we didn't get it. Disappointment for a while, but after discussing the pitfalls of overpaying, we are now on to the next one. Now, remember, there were 6 other buyers besides ourselves, that are in the hunt. Chances are I'm going to meet those agents on the street again as we wait for the response from the sellers about our offers.

Canadians still have a dream of owning a home. All the talk that the market was going to 'tank', isn't happening. Interest rates remain low and appear that they're going to stay low at least well into 2012.

Prediction is, that inventory levels may increase in the fall as the summer holiday season comes to an end and the kids go back to school, also, more baby boomers MAY look to cash in on their biggest asset at the market peak. If that happens, then the multiple offers may ease. Sales of homes that are priced well and show well with little left for the buyer to do will sell quickly.

My buyers right now are in a little bit of a panic as school boundary issues become important, travel to and from work becomes an issue, plus a gamut of other specifications that I deal with in order to get my buyers in the home of their dreams.

The EX is just around the corner. Buskerfests are happening. Southside Shuffle is coming back. Fall is just around the corner.

Get out there and enjoy the rest of this most perfect summer. There is so much going on, and a lot of it is free. If you have any questions, I haven't gone away so I am here to provide answers. Take a visit on my web site if you are leery of talking to an agent. Take a look at my YOU TUBE Videos and get to know me before we meet.

Remember, no pressure tactics...just persistence at getting this done.

Your decision is the decision I will respect.

Betty Bartusevicius, Sales Representative
Re/Max Realty Specialists Inc., Brokerage
OFFICE: 905 828 3434
DIRECT: 416 427 1875
EMAIL; betty@bettybart.com
WEB SITE: bettybart.com

LET ME GIVE YOU A HELPING HAND

PERSISTENT AT GETTING THINGS DONE!! ALL REFERRALS ARE GREATLY APPRECIATED.

not intended to solicit buyers or sellers under brokerage contract

July 2011 Market Watch Now Available

How scary has the Business News been the last couple of days. The US started quivering and this morning, Europe is now watching very closely what is happening in the US.

Of course, Canada depends on the US (as does the rest of the world market) and this morning all I'm hearing is how bad things 'could' become. Is there going to be a second recession? Who knows. But it is keeping us glued to our radios and the news today.

Now, the availability of the July 2011 Market Watch comes out today with good news. The market faired quite well in July. But is this something you would like to hear? If we could have announced this a few days ago it would have been better received. I would like to tell my clients...don't freeze...you can take a breath...but now, let's negotiate.

Read the Market Watch on line and save a tree!!! Just Click here Now wasn't that easy?

Call me directly if you would like to discuss anything real estate at 416 427 1875. You can also text me at 416 427 1875 or email me at betty@bettybart.com

Betty Bartusevicius, Salesperson
Re/Max Realty Specialists Inc., Brokerage
905 828 3434
Direct: 416 427 1875
EMAIL: betty@bettybart.com
WEB SITE: www.bettybart.com

LET ME GIVE YOU A HELPING HAND!!!
PERSISTENT AT GETTING THINGS DONE!! ALL REFERRALS ARE GREATLY APPRECIATED.

not intended to solicit buyers or sellers under brokerage contract

Save On Taxes

Well, it's Tax Season once again. We all get nervous. Deadlines come and when that last calculation is made, we get upset because we forgot to make contributions to save ourselves some money.

Thanks to John Scholl there is a way to achieve our retirement and other financial goals. John provides financial advise and articles for your information.

Read on and give me your comments:

Uh, oh – you somehow missed the March 1 deadline for RRSP contributions on your 2010 tax return. What to do now to save on taxes and help achieve your retirement and other financial goals? Easy – TFSA yourself. There’s no deadline with a Tax-Free Savings Account (TFSA), it’s a great place to invest your anticipated tax refund, and it’s a tremendously flexible way to achieve tax-free savings growth.

Here’s how it works:
- With TFSA eligible investments, you put your money in and you get your money out at any time for any purpose, tax-free. You can invest in your TFSA eligible investments any time you want, up to your maximum contribution level.
• The current maximum TFSA contribution is $5,000 per person, per year. This means that beginning on January 1, 2011, you were able to contribute another $5,000 to your
investments held within a TFSA in addition to any amounts carried forward from your 2010 limit and any withdrawals made in 2010
• You can make a gift to your spouse to make a TFSA contribution and transfer your TFSA assets to your spouse upon death.
• With investments held within a RRSP, you get a tax deduction for your contributions but all withdrawals are taxable. With TFSA - eligible investments, there is no tax deduction for your contributions but you do not pay tax on investment growth or withdrawals. All TFSA investment earnings are totally tax-free and will not trigger claw backs on federal tax credits or benefits programs such as the Guaranteed Income Supplement, Old Age Security Benefits, Age Credit, GST Tax Credit or Canada Child Tax Benefit.
• There are no age restrictions on a TFSA and there is no limit on how much contribution room you can carry forward – fill it up any time you want. TFSAs – can’t touch this!!! Well, actually you can and that’s what makes TFSAs such a flexible investment choice:
• Say you need $15,000 for a down payment on a vacation property. Just make a $15,000 tax-free withdrawal from your TFSA eligible investments.
• You can re-contribute the $15,000 after January 1 of the year following the withdrawal without affecting your other eligible contribution room.
• If you had taken that $15,000 out of your RRSP eligible investments, you would have needed to withdraw up to $27,800 to pay taxes (assuming a 46 per cent marginal rate) and come up with the $15,000 needed for your down payment – and you would have lost that RRSP contribution room.

Deadlines, schmedlines – a TFSA can work for you any time of the year. Ask your professional advisor about how to maximize your TFSA … and all your other investment strategies.

Well, any questions? Call a Financial Expert. Call John Scholl. His contact information is listed below.

John Scholl, CLU (Chartered Life Underwriter),CGA, B. Mathematics, Financial Consultant - Investors Group Financial Services Inc.
& Investors Group Insurances Services Inc.
Wealth Management & Financial Planning
Phone: (905) 450-2891 X529 Toll Free: 1 (866) 799-2223 x529 Cell (416) 731-3660 Fax: (905) 450-9747

If you would like to contact me first, call me, Betty Bartusevicius directly at 416 427 1875. I can help you make that home purchase a reality.

August Market Watch, Mississauga

Hello To All:

This is meant for all those that missed receiving my monthly news letter.

First things first, welcome back to school to all those children and young adults (all adults) who have returned. To the parents who left their loved ones in the hands of the educators who will teach your children for the months that follow, enjoy a restful cup of tea or coffee as you try to settle into your regular fall routine. The excitement of the first day of school is now over.

The EX is ending, the Air Show took place only for 2 days not the regular 3, and Mother Nature decided to remind us that summer is nearing it's end. In the days and weeks that follow, we will start to think about cleaning up our yards and completing some tasks that we put off when the weather was too warm. This has been the best summer in a number of years. Homes were not listed as quickly as was predicted. Buyers stood back and waited for the 'bargains' to magically appear. The homes that were priced well, sold quickly. Some homes in certain areas of Mississauga and Oakville even had multiple offers. Yes folks, they're back. Not with the same vengeance as previously.

The August Market Watch is available. Read it on line and save a tree.

I'm waiting for listings to come on the market as I have some serious buyers that are looking to purchase. I have knocked on doors in those neighbourhoods that my buyers have showed interest. I'm just waiting for everyone to settle into their fall routines and return my calls.

The Bank of Canada has informed us that it may be raising interest rates this month. Is it time for you to get your finances in order? Give me a call and I'll set you up with a Financial Specialist to get you on the right track toward Home Ownership.

Are you ready for a Home Evaluation? You will find that I will provide you with honesty, integrity, and the professionalism that you deserve from your realtor. Do you just have some questions? If you want to find out what I will do for as your realtor, you can get information easily. Just click here. Do you want to go look at what's available on the market right now? Become a VIP Buyer.

We have all heard the doom and gloom from the media that the Real Estate Market is heading toward hard times. If you take a look at the market ups and downs throughout the years, the last season was nothing new. We are looking forward to a better fall market than we had seen in the summer. This was typical. If you would like, I can provide you with the tables and figures of markets of past. Pricing a home has never been more important in order to get your house sold. Buyers, take a look at statistics and be prepared to make an offer. Get yourself a realtor you can trust and get along with. It will be a journey and you want to take that journey with someone with whom you can get along.

Do you just want to chat? Do you have a few questions? Give me a call directly at 416 427 1875. I am ready to get moving and complete the tasks that both buyers and sellers put towards me. I look forward to all your calls and questions.

I look forward to hearing from you. Don't forget to help me get to 150 friends on Facebook.

Remember, your decision is the decision I will respect!

Betty Bartusevicius, Sales Representative
Re/Max Realty Specialists Inc., Brokerage
Fine Homes In Nine Oh Five
Office: 905-828-3434
Direct: 416-427-1875
Email: betty@bettybart.com
Web Site: http://www.bettybart.com

Help Me Get to 150 Friends on this Facebook Page; Click and Like me Please

PSST: IF YOU KNOW SOMEONE WHO IS THINKING OF BUYING OR SELLING A HOME AND NEEDS MY HELP...FEEL FREE TO PASS ALONG MY NAME AND NUMBER TO THEM! ALL REFERRALS ARE GREATLY APPRECIATED
this is not intended to solicit buyers or sellers under brokerage contract

August 2010 Market Watch

Well, here is is, the middle of August and I'm just getting this little note out to everyone. To all whom I send out personal notes, sorry. There really isn't anything new to tell you. "Doom and Gloom" still headline the news. According to the powers that be, the Real Estate Market has stalled.

Has anyone taken a look at what happens to the market in the months of July and August? Take a look at this year and what we were faced with -- G20, Bank of Canada raised interest rates (only quarter point, but still....), HST (yes, it's here to stay), summer market, extreme heat, holidays taken by most --- just to name a few. When you add it all up, brakes get put on.

We all expected to be overrun by new listings. Well, that didn't happen. Even, me, I keep looking for property owners to list homes. Knocking on doors, making telephone calls (probably irritating some of you) hasn't made a lick of business. Buyers are very slow in purchasing what is out there.

My farming areas of Lorne Park in Mississauga and Oakville, have been doing well. Lorne Park has been noticed in the Toronto Star as being one of the neighbourhoods where prices of properies has increased. Lakefront properties are available.

I have included a small section of the August Market Watch so that you can take a glance at what is happening. For a complete report, please visit bettybart.com.

"Greater Toronto REALTORS® reported 6,564 sales in July – a 34 per cent dip from the record 9,967 sales reported in July 2009. New listings, at 10,825, dropped to the lowest level for the month of July since 2002.

"The level of July sales remained below the expected long-term trend. The market has become more balanced following record monthly sales through most of the winter and early spring," said Toronto Real Estate Board (TREB) President Bill Johnston.

Total sales through the first seven months of 2010 were up 12 per cent compared to the same period in 2009.

Notwithstanding the fact that price trends vary at the neighbourhood level in GTA, the average price for July transactions was $420,482, representing a six per cent increase over July 2009. Over the first seven months of 2010, the average selling price was up 12 per cent annually to $432,253.

"Market conditions promoting growth in the average selling price have remained in place. While July sales were down compared to last year, the number of new listings in the marketplace also fell. This means there was enough competition between buyers to exert upward pressure on price," said Jason Mercer, TREB's Senior Manager of Market Analysis."

To all who are still on holidays, enjoy. The weather certainly is co-operating this year. Get out and play a round of golf, if you are so inclined. Want to join me, let me know.

The EX is around the corner, Parks and Recreation have their registration for fall programmes on line, school buses are all over the place while they train the new drivers to transport our kids back to school, the Staples commercial is back (It's the Most Wonderful Time of The Year), and the stores are getting busy for those shoppers looking to equip themselves for the coming months.

Do you want to talk about Real Estate? Do you have any opinions that you would like to share with me? Want a Market Evaluation on your home? Want to change neighbourhoods?

Give me a call directly at 416 427 1875. Or just email me at betty@bettybart.com.

Have a wonderful August and I will be in touch again in September.

Kindest Regards,
Betty

Betty Bartusevicius, Sales Representative
Re/Max Realty Specialists Inc., Brokerage
Fine Homes In Nine Oh Five
Office: 905-828-3434
Fax: 905-828-2829
Cell: 416-427-1875
Email: betty@bettybart.com
Web Site: http://www.bettybart.com

Help Me Get to 150 Friends on this Facebook Page; Click and Like me Please

not intended to solicit buyers or sellers under brokerage contract

Market Watch for June 2010

Happy July to all.

As we are all 'melting' from this short heat-wave that we are experiencing, we get bombarded with sad real estate market news. While you are reading about the sky falling in, once again, and the prices of homes dropping, once again, I hope you are enjoying the sunshine with a cool drink. We all know that by the lake provides the best and least expensive relief from the heat with the cool breezes that come from the water. Take a walk in a park. Set yourself under a tree and just smile as you read the gloomy news.

Those that are in "the know", seem to forget that this year our interest rates went up a little bit, HST has confused many as to who's going to pay the tax on what, and we are now in a summer market. The last couple of weeks I have been competing with FIFA, heat, G20, Parades, and summer heat as I hosted open houses. Were they slow? Yes, but I did have visitors. Are there buyers out looking for a new home? Yes. Are there sellers still thinking that the market is the same as it was 3 years ago? Yes, and it is taking longer to sell a home these days.

It is still extremely important for you to list your property realistically if you want to sell it in a decent amount of time. You must get an agent that can market your property and bring the most eyes to it and to showcase it, not just on MLS.

Here is the latest Market Watch for you to read over. As I predicted, it is now, yet again, a buyers market and a little more balanced market. If you would like to discuss your
specific neighbourhood, call me directly at 416 427 1875.

I don't go away for the summer. I do like to get out with my better half to play a round of golf. Would you like to join me? Again, give me a call and let's talk. Take a look at my web site: bettybart.com to read some of the new articles that I have posted. If you're on FaceBook or if you Twitter, find me and let's become friends.

Now, go out and enjoy the day. If you're going on a holiday, have some fun. Relax. This is summer. Listen to some songs that will make you smile.

As always, I look forward to your questions and to meeting up with you. Your opinions are of great importance to me. I like to keep the lines of communication open to all. If you see my signs for an open house, come on in and say hello.

Betty Bartusevicius, Sales Representative
RE/MAX Realty Specialists Inc., Brokerage
FINE HOMES IN THE 905
905 828 3434
416 427 1875
betty@bettybart.com
bettybart.com


PSST: If you know of family, friends or colleagues that need my assistance, feel free to pass along my contact information. I am never too busy for your referrals.

not intended to solicit buyers or sellers under written contract with another Realtor or Brokerage

Mortgage Adjustments

The Honorable Jim Flaherty, Minister of Finance, today announced a number of measured steps to support the long-term stability of Canada's housing market and continue to encourage home ownership for Canadians.

"Canada's housing market is healthy, stable and supported by our country's solid economic fundamentals," said Minister Flaherty. "However, a key lesson of the global financial crisis is that early policy action can help prevent negative trends from developing."

The Government will therefore adjust the rules for government-backed insured mortgages as follows:

- Require that all borrowers meet the standards for a five-year fixed rate mortgage even if they choose a mortgage with a lower interest rate and shorter term. This initiative will help Canadians prepare for higher interest rates in the future.
- Lower the maximum amount Canadians can withdraw in refinancing their mortgages to 90 per cent from 95 per cent of the value of their homes. This will help ensure home ownership is a more effective way to save.
Require a minimum down payment of 20 per cent for government-backed mortgage insurance on non-owner-occupied properties purchased for speculation.

"There's no clear evidence of a housing bubble, but we're taking proactive, prudent and cautious steps today to help prevent one. Our Government is acting to help prevent Canadian households from getting overextended, and acting to help prevent some lenders from facilitating it," said Minister Flaherty. "If some lenders aren't willing to act themselves, we will act. These measures demonstrate the Government is committed to taking action when necessary to support the long-term stability of a sector that is so vital to our economy and the financial well-being of Canadian families."

In October 2008, the Government adjusted its minimum standards for government-backed, high-ratio mortgages. In February 2010, new measures were announced: qualifying at a 5 year rate; limit the maximum refinancing; and discouraging speculation by increasing minimum downpayment of 20% for non-owner occupied properties.

The above article was provided to me by Kristian Harris of Monster Mortgage.

For the complete article click here

Contact Betty Bartusevicius directly at 416 427 1875 to discuss the purchase of a home or the sale of your existing property.

Betty Bartusevicius, Sales Representative

Re/Max Realty Specialists Inc., Brokerage

905.828.3434

Direct: 416.427.1875

Email: betty@bettybart.com

Web Site: http://www.bettybart.com/

PSST: I am never too busy for your referrals of friends, family, and colleagues.

not intended to solicit buyers or sellers under brokerage contract

Extra! Extra! Fine Homes In 905 Revealed

Preview this new website containing in-depth real estate information and opportunities on the market in the elegant neighbourhood of Lorne Park and all Mississauga communities, as well as the prestigious Town of Oakville.

Portrait of Betty Bartusevicius
Betty Bartusevicius, the prominent real estate specialist for elegant Lorne Park, Mississauga, prestigious Joshua Creek and Oakvile has proudly announced the launch of her new website, bettybart.com. Designed to be a one-stop resource for buyers, and sellers for Mississauga and Oakville real estate of distinction. The website is interactive, user-friendly and continuously updated with the latest information on real estate and local market trends.

During the time that Betty has been working in the Real Estate Industry, she has earned the respect of colleagues and clients for her honesty, dedication, work ethic and integrity. As a resident of Mississauga for more than 20 years, Betty understands the market, the people and the community. "I believe selling and buying your home can be a hassle-free and satisfying experience and I have the perseverance, negotiating skills and ability to listen, to make that happen. When you list your home with me - or allow me to assist you in purchasing a home - you will receive the highest level of professionalism and service." No gimmicks, no high pressure sales tactics - just a quick, efficient and profitable experience in purchasing your dream home or in selling your existing house.

Having partnered with the RE/MAX Realty Specialists Inc., Team, Betty provides her clients with access to some of the finest Lorne Park, Mississauga, Joshua Creek, and Oakville real estate on the market today. Some of these homes are featured on Betty's Pic of the Week that is updated on a regular basis.

The site's easy-to-use Home Search feature will pull up a complete list of Mississauga and Oakville properties on MLS that meet your requirements. Register and fill out the Home Match information for immediate homes matching your requirements to be sent to you. Visit the "Communities" section, where Betty has assembled community profiles.

Betty Bartusevicius, Sales Representative with RE/MAX Realty Specialists Inc., Brokerage (905.828.3434) works primarily in the City of Mississauga districts of Churchill Meadows, Erin Mills, Sheridan Homelands, Sherwood Forrest, Lisgar, The Chase, Mississauga Road, Watercolours by Mattamy and prestigious Lorne Park among others. Oakville neighbourhoods that get Betty's personal touch are Joshua Creek, West Oak Trails, Bronte, Glen Abbey, Eastlake, Iroquois Ridge (north and south), and River Oaks.

With the resources on her website and the commitment, experience and extensive knowledge that Betty provides, the process of finding your dream home becomes more streamlined and straightforward, resulting as one of her clients have stated, "she drove to the result. Ultimately, this is what we wanted and she got it done in a respectable time frame. I would recommend Betty’s services to anyone going through this. She gets it done, works tirelessly, and has a bunch of fun along the way."

Contact Betty Bartusvicius, Re/Max Realtor in Mississauga and Oakville for accurate Home Evaluations and Video Marketing to get your home found on the internet. Also provided by Betty is discrete, confidential, and experienced advice.

Seasons Greetings from Betty Bart

Happy Holidays,

The holiday season is fast approaching, if it hasn't already started for some of us. I would like to take this opportunity to wish you, and all your loved ones, the merriest of holidays. We don't have any snow, yet, but Santa is in the malls after coming into town during the Santa Claus parade in Mississauga, Oakville, and of course the big one, The Toronto Santa Claus Parade.

I hope you take some time to sit back with your families and have some hot chocolate, something extra if you partake, and just look at the eyes and see the enjoyment of everyone around you.

I'm just going to reiterate what I have been saying regarding real estate, we are short on inventory and during the month of December, the list gets a little smaller. There are still some HOT buyers out there and as for the sellers, why not start the New Year knowing that a new home is just around the corner and when you pack up the decorations, just keep on packing.

Michael Polzler, Executive Vice President, RE/MAX Ontario-Atlantic Canada said it best: " 2009 was without question the year of the house. Real estate not only defied industry and analysts' predictions in 2009 -- it's performance went well beyond the realm of expectation by boosting consumer confidence levels and ultimately kick starting the national economic engine. Low interest rates were the principal factor driving home buying activity. NO ONE CAN DISCOUNT THE VALUE THAT CANADIANS PLACE ON OWNING A HOME."

If you see some information in the Market Watch that you would like to discuss, call/email me and let's sit over a glass of egg nog and talk about it. I'm here. I just need your call.

Merry Christmas and the Happiest of the Holiday Season to all. I look forward to continuing to provide you with valuable information in the coming year, and maybe, we will do some business together.

Kindest Regards,
Betty

Betty Bartusevicius, Sales Representative
RE/MAX Realty Specialists Inc., Brokerage
OFFICE: 905 828 3434
DIRECTLY : 416 427 1875
EMAIL; betty@bettybart.com
WEB SITE: http://www.bettybart.com/

psst: I am never too busy for your referrals. They are greatly appreciated.

Quality Over Quantity As A Real Estate Agent

I have always enjoyed quality over quantity in all aspects of my life. Give me 1 great movie to enjoy instead of 10 so/so movies. The same goes for service that is provided to me and that includes real estate service. I have been a buyer and a seller in my "before I became an agent" days. I hope I have given the quality kind in my "now I'm an agent days".

Don't get me wrong; mistakes are made, deals do not close, and there are many cracks in the details that can (and do) slip through. A real estate transaction requires careful explanations and understanding, a watchful eye to check the files and massive communication to keep tabs on everything that is produced and the participants. We, as agents, are constantly working with different (sometimes opposite) personalities. I have always felt, and stated, that I have done my job if the seller feels he/she sold for too low and/or if the buyer feels that he/she paid a little too high. I believe that both sides win if each agent feels that they did more than their fair share of work and no one reminds anyone how great they are and why!!!

Very few buyers and sellers in real estate care how many homes an agent has sold in the last year or in the last decade. I believe that sellers care about THEIR sale. What you did as an agent in the past, is history.

Our job as Realtors is about THE CUSTOMER, the quality of service provided, and the handling of each and every separate transaction with integrity and professionalism. Some of us have forgotten this.

This is strictly my opinion. Some Realtors will disagree. That's okay.

The above is a comment by:

Betty Bartusevicius, Sales Representative
RE/MAX Realty Specialists Inc., Brokerage
OFFICE: 905 828 3434
EMAIL: betty@bettybart.com

Market Watch Mississauga Real Estate

Now that we have put away our shorts and tee shirts, pulled out our sweaters (and some mornings mittens), we can all settle into the routines that we put aside during the summer months.

Most people were anticipating the inventory numbers to start increasing over September as potential sellers get back from summer vacation and decide to list. It hasn’t happened, yet. With listings down 42%, buyers are competing for less product, which leads to "bidding wars".

Homes that are priced well are not lasting on the FOR SALE list. Especially in Lorne Park and Mississauga Homes for sale. If you don't jump quickly, you lose because there are more and more multiple offer situations. Buyers are starved for product.

Much of the activity has to do with low interest rates. Consumer confidence is up. That's all you need in a recovering economy.

For a complete report, visit Market Watch on my web site, sign up and one will be sent to you automatically. Want to talk about it? Contact Betty at 416 427 1875 or through email at betty@bettybart.com.

My web site is a sought after resource for the weekly postings of available Lorne Park properties. By accessing Betty's Pic of the Week and signing up for the instantly downloadable report, you can receive up to date information of some of the homes that are available in this elegant community.

If you know someone who is thinking of selling or buying a home now or in the future, feel free to pass along my name and number as all referrals are greatly appreciated.
Betty Bartusevicius, Sales Representative
Re/Max Realty Specialists Inc., Brokerage
OFFICE: 905.828.3434
CELL: 416.427.1875
EMAIL: betty@bettybart.com
WEB SITE: www.bettybart.com